Tips for Choosing the Best Credit Card Processing For Small Business!

best credit card processing for small businesses

Choosing the best credit card processor for your small business can be a daunting task. There are so many options to choose from and it is difficult to know which one will work best for you. To make this decision easier, we have compiled a list of tips that will help you find the best credit card processing for small businesses.

Make sure you understand fees! Before you decide to go with a certain credit card processor, you must understand all of their fees. Each company will have different rates and terms, so do not assume that all the credit card processor companies are the same just because they offer similar services. Some companies may charge monthly fees or transaction costs while others use hidden fee tactics like charging extra for paper statements or equipment warranties. Therefore, before signing up with any company be sure to read through their list of fees carefully so there are no surprises later on down the road.

Make sure their prices include everything related to accepting cards such as customer service line access numbers, processing expenses, and equipment usage if needed. If the price seems too good to be true then it probably is.

At the start, a certain company may look like the best online credit card processor, but the company would be charging fees.


  • Monthly fees may be charged instead of per transaction charges or equipment usage costs.
  • Fees for paper statements, software issues, and customer service line access numbers are not included in the price structure.

Make sure they offer a free trial! Always remember that you should never purchase anything before trying a virtual credit card terminal first. This applies when choosing a credit card processing company because once you sign up with them there will likely be some hefty penalties (for example early termination fee). Therefore, do your research beforehand and find companies that offer free trials so that you can test their services risk-free for a while before deciding to become a long-term customer.

Remember to keep in mind the length of your free trial and how much it will cost you if you forget to cancel before the end date. Merchant Services Broker Solutions is the best credit card processing company for small businesses. We offer a variety of solutions to help you with all your business needs and we work hard to find one that fits in with your budget! Give us a call at 888-912-6727 today so we can show you how our team can be an invaluable partner in helping you grow your business.